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What do we do next if we like the home??
(Glad you like one of our homes! Here are the
steps needed to move towards getting it!)
1.If you do not have a home loan pre-approval
already in place, the first step is to fill out a quick 5 minute application
either on line here at our website by clicking the
application link on the left
of the page, by calling our office in Celina toll free at 1- 866-999-9791 or
419-586-8220, or stopping by the office during business hours.
2.After receiving your application, we will pull
your credit and send it to lenders that deal with all types of credit and down
payment amounts. This is a totally free service we offer. You are free to obtain
your own financing. We do not make any money from the loan we help you obtain;
we do this as a courtesy to help you through the process of buying a home. Over
the years we have a lot of experience in finding good loans for our buyers and
we feel you would be wise to at least compare the rates of the loans we find for
you to what you have found yourself.
3.Within 24-48 hours we will get back with you on
what is possible. Realize everyone’s credit situation and the cure for their
credit problems is unique to them. The cure to any credit problems is customized
to the particular situation. In general we will be setting up a credit
improvement plan customized to your situation to meet the lending requirements
of the bank.
4.If you can not obtain a loan for the home right
now due to past credit issues, we may be able to structure a credit improvement
plan that will allow you to purchase this home or another one of our homes in
the future.
5.Everyone that applies will at least know what
is on their credit report and how to fix it when we are done 6.Other options that MAY be available on our homes are:
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Send mail to chbs@bright.net with questions or comments about this web site. |
